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The guy accepts the product quality difference between money, and this we might think of as the a commodity, and you can borrowing from the bank. In which he does this very great thing, in which he basically says, ‘Ok, so what can borrowing create in practice? Let’s only study banking methods and you may financial practices at first of one’s 20th century, mostly dependent in the united kingdom, and look at exactly what borrowing is going to do.’ In which he suggests it does do everything that cash can do. So he’s deconstructing the bucks/credit dichotomy, yet not because of abstract or philosophical works. The guy only claims, ‘yes, let’s guess it first difference’ between currency and borrowing from the bank.
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